- Provides information in regards to the discharge of William D. Ford Federal Direct Loan Program, Federal Perkins Loan Program, Federal Family Education Loan Program, and Teacher Education Assistance for College and Higher Education
- A TPD discharge relieves a student from paying back a student loan due to a total and permanent disability (yes this program is ripe with fraud)
- The site is administered by Nelnet Inc. – Phone: 1-888-303-7818 or Fax: 1-303-696-5250 – U.S. Department of Education, P.O. Box 87130, Lincoln, NE 68501 – [email protected]
Neltnet works with the U.S. Department of Education to help determine which students should be relieved of student loan payments. Please note although Nelnet works with the Department of Education they (Nelnet) will not be making the decision on if the loan can be waived due to the disability.
Disability Discharge Highlights/Lowlights
- Students will be required to submit supporting documentation or will have to have their doctor file section 4 on the Disability Discharge application
- Total and permanent disabilities can be proved by documents from the U.S. Department of Veterans Affairs OR Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI) documentation OR certification from a physician showing proof of the P&T disability
- A student can start the application process by calling 888.303.7818
- Once the TPD discharge application has been filed the loan holders will be told to suspend collection activity for a period of 120 days
- DO NOT submit an application to consolidate a loan before submitting a TPD application
- All TPD applications should be mailed to U.S. Department of Education, P.O. Box 87130, Lincoln, NE 68501-7130
- Students only needs to submit one application even in the case of more than one student loan with more than one agency
- The US Department of Education will only accept medical documentation from a licensed to practice medicine (M.D.) or osteopathy (D.O.) in the UNITED STATES
- Students who live outside the US are allowed to apply for TPD
Please note some students who are approved will be subject to a 3-year post-discharge monitoring period to help guard against fraud. Also all students who are approved will receive a Form 1099-C from the Internal Revenue Service aka the IRS.